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Monday July 26th 2021

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But I Don’t Wanna Budget!

But I Don’t Wanna Budget!

By MARY ELLEN KALUZA I understand. Having a “budget” sounds restrictive, like a punishment. What if we call it something else, like a “spending plan”? Does that seem more palatable?  Planning the money you have coming in and going out is really all about being in control. YOU are choosing where your hard-earned dollars are [...]

What’s Your Score?

By MARY ELLEN KALUZA https://www.lssmn.org/financialcounseling/blog/credit-credit-report/build-and-improve-your-credit-score Americans are obsessed with their credit score - checking it daily, paying for apps, even sending screenshots to potential mothers-in-law. The score is a source of pride and boasting. It can also be a source of shame [...]