Author Archive
What’s Your Score?
By MARY ELLEN KALUZA https://www.lssmn.org/financialcounseling/blog/credit-credit-report/build-and-improve-your-credit-score Americans are obsessed with their credit score - checking it daily, paying for apps, even sending screenshots to potential mothers-in-law. The score is a source of pride and boasting. It can also be a source of shame and low self-esteem. It feels like that 3-digit number defines who we are. Have a good score? You're golden. Have a distressed score? You're tarnished. Your credit score is based on information in your credit reports. Essentially it is your grade on what has been reported. That grade will determine if you can rent or buy a home, get a phone plan, get a job or promotion, have a decent interest rate on your car loan, how much you pay for insurance, and who will marry you. I tell my daughter she doesn't marry anyone until I see their credit report. Mostly I mean it as a joke, but one partner's poor credit score can hold the couple back [...]
Stop the Violence against Asian Americans
By NINA, an 8th Grader at Jefferson Community School Art by Nina An article from 1907 says, “We must exclude the Chinese, Hindu and Koreans, and even the Japanese, if necessary.” Blatant racism is shown in connection to a disease and now we”™re seeing history repeat itself. Currently, Asian Americans are still being attacked and blamed for the virus, which is why the government should be working harder to find solutions to stop hate crimes against Asian Americans. Government officials hold the responsibility to stop violence against Asian Americans and it will bring security to the Asian community in addition to reducing the normalization of racism against them. The first reason the government should find solutions to stop all this violence is that it will bring peace of mind and security to Asian Americans across the country. With all the violence, Asian American university students are dreading going out. For example, in The Diamondback, Dominic [...]
