News & Views of Phillips Since 1976
Friday December 19th 2025
Franklin Library News
Compiled by the alley
All information listed here is accurate as of May 27th, 2025. For the most recent information, check out the library website at www.hclib.org.
FRANKLIN LIBRARY HOURS
Monday 9 AM to 5 PM Tuesday 12 PM to 8 PM Wednesday 12 PM to 8 PM Thursday 12 PM to 8 PM Friday 9 AM to 5 PM Saturday 9 AM to 5 PM Sunday 12 PM to 5 PM
PROGRAMS FOR YOUTH + FAMILIES
STEAM Activities for Youth (ages 8+)
Wednesdays, 5-6 PM
Drop in for fun and creative STEAM (science, technology, engineering, art, math) experiments and projects! Materials provided. Led by Franklin Library’s Teen Tech Squad.
PROGRAMS FOR ADULTS
Craft Club
Every other Friday, 1-3 PM
For adults 18 and up. Craft and create with your library community. All skill levels welcome. Crafts will focus on knitting, crochet, embroidery, hand-sewing and papercrafts. Materials provided. Participants are welcome to bring their own projects or start something new. Sponsor: Friends of the Hennepin County Library.
HIV/STD Testing and Wound Care
Friday, June 27th, 10AM-12PM
Drop in for free HIV/STD testing from Native American Community Clinic and wound care provided by the U of M’s Mobile Health Care Initiative. No registration required.… Read the rest “Franklin Library News”
Large Mural Planned for Hiawatha-Lake Underpass
By CITY OF MINNEAPOLIS PUBLIC ART PROGRAM
As part of the Hiawatha-Lake intersection redesign, the City of Minneapolis is working with artists Natchez Beaulieu, Daniela Bianchini, Pablo Kalaka and Greta McLain. The artists will be collaborating with the community this spring and summer to design and fabricate a 5,200-square-foot mural on the north and south walls of the underpass. The intersection and the highway underpass are being redesigned to create an area that’s safer and more comfortable for pedestrians.
All four artists are Southsiders with a deep commitment to Minneapolis. They’ll combine community engagement activities, community painting techniques and community mosaic-making to create a work for this area. Their vision is a mural that will uplift the intersection at Hiawatha and Lake into a symbol of community resilience, unity and pride.
To participate in this spring’s and summer’s community engagement and design activities, contact Kirstin Wiegmann at Kirstin.Wiegmann@minneapolismn.gov.
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Using a HELOC as a Financial Tool
By NICOLE ROTHSTEIN, a contributing writer for Sunrise Banks.
Your home, often your largest investment, can also serve as a valuable financial tool. A Home Equity Line of Credit (HELOC) allows you to borrow against your home’s equity—typically up to 85%—based on your credit history. Equity is calculated by subtracting what you owe on your mortgage from your home’s value.
HELOCs are commonly used for significant expenses like renovations, buying a second home, launching a business, education costs, or debt consolidation.
Jean Chalifoux Kiely, Executive Vice President and Director of Consumer Banking at Sunrise Banks, shared insights on how HELOCs work and how they compare to home equity loans.
HELOC vs. Home Equity Loan
A HELOC offers a revolving line of credit you can draw from as needed, much like a credit card. It has a variable interest rate often tied to the prime rate, so your payments can fluctuate. In contrast, a home equity loan provides a lump sum with a fixed interest rate and monthly payments over a set term.
Chalifoux Kiely notes the flexibility of a HELOC: if you’re approved for $100,000 and only use $50,000, you can borrow from the remaining $50,000 without reapplying. This is especially useful during the draw period (typically 5–10 years).… Read the rest “Using a HELOC as a Financial Tool”
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