Franklin Library News: Nov. ’25
Compiled by CHRISTINA SMITH, Librarian at Franklin Library
All information listed here is accurate as of October 20th, 2025. For the most recent information, check out the library website at http://www.hclib.org
FRANKLIN LIBRARY HOURS
Monday 9 AM to 5 PM Tuesday 12 PM to 8 PM Wednesday 12 PM to 8 PM Thursday 12 PM to 8 PM Friday 9 AM to 5 PM Saturday 9 AM to 5 PM Sunday 12 PM to 5 PM
Closures:
Veteran’s Day, Tuesday, November 11th
Thanksgiving Day, November 27th
PROGRAMS FOR YOUTH + FAMILIES
Let’s Read!
(Grades K-5)
Except week of Thanksgiving
Tuesdays/Thursdays: 4:00 – 7:30 pm
Saturdays: 1:00 -5:00 pm
Free in-person reading support for K-5 students. Students and trained volunteer tutors meet weekly one-on-one to work on grade level reading skills.
Homework Help
(Grades K-12)
Except week of Thanksgiving
Tuesdays/Thursdays: 4:00 – 7:30 p.m.
Saturdays: 2 – 5 p.m.
Free in-person tutoring for K-12 students. No advance sign-up needed.
STEAM Workshop
(Ages 8+)
Wednesdays: 5 – 6 pm
Except week of Thanksgiving
Drop in for fun and creative STEAM (science, technology, engineering, art, math) experiments and projects! Materials provided. Led by Franklin Library’s teen STEAM Squad.
Make Your Own Merch
Saturday, November 15th
1:00 – 2:30 pm
Grades 7-12.… Read the rest “Franklin Library News: Nov. ’25”
Smart Holiday Budgeting: Enjoy the Season Without the Financial Hangover
By JEAN CHALIFOUX KEILY, EVP – Director of Consumer Banking, Sunrise Banks
The holiday season can sneak up on us — between parties, travel, and gifts, expenses add up fast. While planning early is ideal, it’s never too late to start making a plan that keeps your spending in check and your stress low.
Creating a Budget That Works for You
Start by reviewing last year’s spending:
- How much did you spend, and on what?
- Were you paying it off in the new year?
- Did you account for travel, food, and decorations?
Use that information to guide your budget for this year. Include every expense — not just gifts — and build in an extra 15–20% for inevitable last-minute purchases.
Budgeting apps and tools can help you track purchases and see where your money goes in real time. Check in weekly to stay accountable. The bonus? You’ll have data to make next year’s holiday planning even easier.
Determine Priorities and Set Boundaries
It’s easy to overspend when you feel obligated to buy gifts for everyone. Instead, try these strategies:
- Prioritize who you’ll buy for and set spending limits.
- Look for loved ones who might value time together more than a gift.










